Frequently Asked Questions

Real estate,
without the stress.

Navigate the German property market with confidence.
Expert guidance for Indians abroad — from finding your dream home to smart investments.

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No. Many processes can be completed in English, and we help translate key terms so nothing feels confusing.

Yes — depending on residency status, income, and savings. We help you understand lender requirements and prepare documents.

Most buyers should plan for upfront costs like down payment, notary, taxes, and buying costs. We can estimate this for your case.

It can, depending on your tax residency and cross-border income sources. We help you plan with tax-smart guidance.

Demand is high in major cities. We help you optimize your application and search strategy to improve chances.

Everything you need to know about Indian wills for NRIs

A will is valid even without registration in India. However, registered wills carry more legal weight and are harder to challenge. We recommend registration for high-value properties or complex family situations.

Your will remains valid for your lifetime unless you revoke or replace it. We recommend reviewing it every 3-5 years or after major life events (marriage, new property, children, etc.).

One Indian will can cover assets across all states. Our advocates ensure proper language and clauses are included for assets in different locations with different applicable laws.

While you cannot make a joint will, we offer a Family Estate Plan that includes individual wills for both spouses with coordinated planning to ensure smooth succession.

Don't lose your
India Assets as you settle in Germany

70% of NRI inheritance cases in India face legal disputes due to unclear wills. Protect your family from years of court battles and bureacracy.

Get your legally valid Indian will drafted remotely from Germany. Expert guidance, hassle-free process.

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Your Dream of Germany
Starts Here

Whether you're a
student,
skilled professional,
or healthcare expert
— we guide you through every step of your German visa journey with personalized support and proven expertise.

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Everything you need to know about German visas for Indians. Can't find your answer? Contact us for personalized guidance.

You need a university admission letter, proof of financial means (around €11,208/year in a blocked account), health insurance, and German language proficiency (usually B1-B2 for German-taught programs). English-taught programs may require IELTS/TOEFL instead.

Processing times vary: Student visas typically take 4-8 weeks, Work visas 4-12 weeks, and the Opportunity Card around 4-8 weeks. We recommend starting 3-4 months before your intended travel date.

Introduced in 2024, the Opportunity Card is a points-based visa allowing skilled workers to come to Germany for up to 1 year to find employment. You need at least 6 points based on qualifications, language skills, work experience, age, and Germany connections.

Yes! Germany has special fast-track programs for nurses. You'll need to go through the recognition process (Anerkennung), achieve B1-B2 German level, and may need to complete an adaptation course. Many hospitals sponsor the entire process.

The EU Blue Card is for highly skilled workers with a university degree and a job offer with minimum salary (€45,300/year, or €41,041.80 for shortage occupations). It's the fastest path to permanent residence in Germany.

It depends on the profession. Healthcare workers need B1-B2 German. IT and engineering roles often work in English. However, basic German helps with daily life and career growth. We can guide you on language requirements for your specific case.

Common documents include: valid passport, application form, biometric photos, proof of qualifications, financial proof, health insurance, and job offer/admission letter. Requirements vary by visa type — we provide a personalized checklist.

Yes, the initial eligibility assessment and consultation are completely free. We'll evaluate your profile, explain your options, and provide guidance on next steps before you decide to proceed with any paid services.

Everything you need to know about German visas for Indians. Can't find your answer? Contact us for personalized guidance.

If you have any income sourced from India (rental income, capital gains, interest, dividends), you are required to file an Indian tax return as an NRI. Even if TDS has been deducted, filing helps you claim refunds and maintain compliance.

The Double Taxation Avoidance Agreement (DTAA) between India and Germany ensures you don't pay tax twice on the same income. Depending on the type of income, you may be taxed in only one country, or you can claim credit for taxes paid in one country against your liability in the other.

Rental income from Indian property is taxable in India under Indian tax laws. However, you also need to report this income in Germany. Under DTAA, you can claim credit for taxes paid in India against your German tax liability, preventing double taxation.

Capital gains from Indian mutual funds or stocks are taxable in India. Short-term gains (held <1 year for stocks, <3 years for debt funds) are taxed at higher rates than long-term gains. You must report these in your Indian ITR and may also need to report in Germany.

Tax residency is determined by the number of days you spend in each country and your ties (home, family, economic interests). If you qualify as resident in both countries, the DTAA tie-breaker rules determine your residency. We can help you analyze your specific situation.

For India: Form 16 (if applicable), bank statements, property documents, broker statements, AIS/TIS from income tax portal. For Germany: Lohnsteuerbescheinigung, insurance certificates, rental contracts, investment statements. We'll provide a detailed checklist after initial consultation.

Yes! In India, you can file belated returns and also file updated returns for past years. In Germany, voluntary returns can be filed for previous years as well. We can help you get compliant with past filings.

Tax Clarity for
Indians in Germany

Dual-country tax obligations are complex. Navigate India and Germany tax requirements with confidence and expert guidance.

From NRI income tax filing to German Steuererklärung — we simplify cross-border taxation for you.

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Your Money is
Waiting in Germany

Left Germany after working here? Claim back thousands in pension contributions you already paid. We handle the German bureaucracy—you just receive your money.

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Get answers to common questions about German pension refunds

Generally, if you contributed for 60 months or more, you become eligible for a German pension at retirement age rather than a refund. However, certain bilateral treaties and specific circumstances may provide alternatives. We recommend a consultation to explore your options.

No, to receive a pension refund, you must have permanently left the EU. If you're living in another EU country, your German pension contributions are typically transferable or aggregated with that country's pension system under EU regulations.

The typical timeline is 8-12 weeks from complete document submission to receiving your refund. This can vary based on Deutsche Rentenversicherung's processing times and the completeness of your application.

No, you can receive your refund in any bank account worldwide. Deutsche Rentenversicherung can transfer funds internationally, though your bank may charge receiving fees for international transfers.

If you're at or near retirement age and have contributed for 60+ months, you may be eligible for a German pension instead of a refund. This could actually be more beneficial in the long term. We can help you evaluate both options.

You can claim a refund after leaving Germany, but if you return and resume work, you'll start a new contribution period. Consider whether returning is likely before claiming a refund, as you'd lose those contribution years.

Occupational pensions are separate from the statutory pension (Rentenversicherung) and have different rules. Some company pensions may be refundable, frozen, or transferable depending on the specific scheme. We can help assess your situation.

Pension refunds may have tax implications in both Germany and your home country. In many cases, the refund is not taxed in Germany, but you should check your home country's tax rules. We recommend consulting a tax advisor for your specific situation.